In the last five years, climbing housing prices and rising federal interest rates have fueled a housing market gold rush as more people race to buy homes while they still can. With homebuyer confidence at an all-time high and the number of available properties steadily declining, bidding wars have become a common part of the homebuying process. Today’s sellers are flush with offers and have the luxury of being more discerning when selling.Read More
When you’re intent on buying a home and actively thinking about the future, being turned down by a lender can feel devastating. Just because you were denied a loan doesn’t mean that your home owning dreams are over. Learn what steps to take to keep things moving in the right direction.Read More
Our active military and veterans have worked hard and sacrificed for their country. One of the small ways we can repay them is to ensure they have access to affordable housing that is also a good investment. That’s why the VA loan is designed to be such an incredible benefit.
However, not all veterans are reaping the full benefits of their VA loan. Here are some of the top ways to make the most of yours:Read More
It’s no secret that a lower interest rate can mean significant savings over the life of your mortgage. Although interest rates are largely dictated by market performance, there are other factors that influence the rate you receive. When comparing your loan options, it helps to know how your interest rate was derived and what mistakes to avoid when shopping around.
In addition to market performance, home loan interest rates are influenced by six major factors: loan amount, loan type, loan duration, discount points, closing costs, and credit score.Read More
If you’re new to the housing market, making the switch from renting to owning can seem like a daunting and distant dream. It’s easy to get hung up on a six-figure listing price and harder to reconcile how that cost will look on a short- and long-term scale. Renting is often thought to be a more affordable housing option, but when you compare the long-term costs of renting against those of owning, buying often proves to be the savvier option.Read More
Securing a loan for your dream home can be a quick and easy process—if you know your mortgage milestones. In this easy to follow infographic, we walk you through the steps that any home buyer needs to take to get their loan approved so they can close on their new home.Read More
Many lenders talk about the benefits of refinancing, but how do you determine if refinancing your mortgage is the right decision in the context of your personal and financial situation?Read More
Making The Right DecisionRead More
OK so you have a mortgage, now what. You did your due diligence when you got the thing in the first place right? You made sure you had not only a competitive rate, but the right loan for you and your family. Wouldn’t it make sense to always have the best loan as the market and your personal situation changes? The problem is that there are no real “systems” or magic buttons you can push that will analyze if you can improve your loan.Read More