What Should You Do When You Want to Buy a Home But Have Been Turned Down by a Lender?

    When you’re intent on buying a home and actively thinking about the future, being turned down by a lender can feel devastating. Just because you were denied a loan doesn’t mean that your home owning dreams are over. Learn what steps to take to keep things moving in the right direction.

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    What are the Factors That Impact Your Interest Rate?

    It’s no secret that a lower interest rate can mean significant savings over the life of your mortgage. Although interest rates are largely dictated by market performance, there are other factors that influence the rate you receive. When comparing your loan options, it helps to know how your interest rate was derived and what mistakes to avoid when shopping around.

    In addition to market performance, home loan interest rates are influenced by six major factors: loan amount, loan type, loan duration, discount points, closing costs, and credit score.

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    Stop Renting, Start Owning: Analyzing the Real Cost of Renting

    If you’re new to the housing market, making the switch from renting to owning can seem like a daunting and distant dream. It’s easy to get hung up on a six-figure listing price and harder to reconcile how that cost will look on a short- and long-term scale. Renting is often thought to be a more affordable housing option, but when you compare the long-term costs of renting against those of owning, buying often proves to be the savvier option.

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    [Infographic] The Quick and Easy Process to Securing a Mortgage

    Securing a loan for your dream home can be a quick and easy process—if you know your mortgage milestones. In this easy to follow infographic, we walk you through the steps that any home buyer needs to take to get their loan approved so they can close on their new home.

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    How Do You Know If You Should Refinance Your Mortgage?

    Many lenders talk about the benefits of refinancing, but how do you determine if refinancing your mortgage is the right decision in the context of your personal and financial situation?

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    6 Factors that prove buying is better than renting in 2018

    Making The Right Decision

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    6 Costly Mistakes Buyers Make When Shopping for the Best Interest Rate

    We recently wrote about how mortgage interest rates can have a direct impact on your purchasing power. Logic would follow that by shopping for the best interest rate, you’ll maximize your purchasing power, right?

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    5 key tips that help borrowers shop for their home loan!

    In an article on USA Today, Brian B. Simmons (CEO of AskaLender.com) breaks down 5 key tips to help borrowers shop for their mortgage and Borrow Wisely®. Here is the article which breaks it down in simple format.

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    How to Qualify for an FHA or VA Loan with Below-Average Credit

    With consumer confidence in the housing market hitting its highest level on record, you shouldn’t let a below-average credit score discourage you from pursuing home ownership.

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    Here’s Why Your Loan Officer Should Ask You Questions About Your Financial Goals

    Buying a home is an important and exciting financial step. It’s one piece of the puzzle that is your financial future—so before you jump into a home mortgage, you should carefully consider how the loan fits into your overall financial goals.

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