How to Qualify for an FHA or VA Loan with Below-Average Credit

    With consumer confidence in the housing market hitting its highest level on record, you shouldn’t let a below-average credit score discourage you from pursuing home ownership.

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    How to Obtain a Home Loan with Less than Perfect Credit

    Although most lenders prefer a 20-percent down payment and an excellent credit score before lending you money to purchase a home, many potential buyers aren’t in that position. Luckily, you still have options, even if you have less-than-perfect credit.

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