What are the Factors That Impact Your Interest Rate?

    It’s no secret that a lower interest rate can mean significant savings over the life of your mortgage. Although interest rates are largely dictated by market performance, there are other factors that influence the rate you receive. When comparing your loan options, it helps to know how your interest rate was derived and what mistakes to avoid when shopping around.

    In addition to market performance, home loan interest rates are influenced by six major factors: loan amount, loan type, loan duration, discount points, closing costs, and credit score.

    Read More

    Stop Renting, Start Owning: Analyzing the Real Cost of Renting

    If you’re new to the housing market, making the switch from renting to owning can seem like a daunting and distant dream. It’s easy to get hung up on a six-figure listing price and harder to reconcile how that cost will look on a short- and long-term scale. Renting is often thought to be a more affordable housing option, but when you compare the long-term costs of renting against those of owning, buying often proves to be the savvier option.

    Read More

    [Infographic] The Quick and Easy Process to Securing a Mortgage

    Securing a loan for your dream home can be a quick and easy process—if you know your mortgage milestones. In this easy to follow infographic, we walk you through the steps that any home buyer needs to take to get their loan approved so they can close on their new home.

    Read More

    How Do You Know If You Should Refinance Your Mortgage?

    Many lenders talk about the benefits of refinancing, but how do you determine if refinancing your mortgage is the right decision in the context of your personal and financial situation?

    Read More

    Should Military Families Rent or Own?

    The debate over whether it’s better to rent or own has been around as long as mortgages have existed. Both options offer their own benefits, and the best choice for you will depend on a variety of factors. For most people, we strongly believe it’s best to own when you can. But what about members of the armed services? Should military families rent or own?

    Read More

    6 Factors that prove buying is better than renting

    Making The Right Decision

    Read More

    Why a Lifetime Guarantee from Your Lender Can Save You Thousands of Dollars

    Did you know that most homeowners will either refinance, or redo their mortgage every 5 to 7 years? That means paying thousands in lender and appraisal fees. If you have a good reason to refinance, now may be the time to speak with a seasoned loan consultant. Here are a few reasons you might consider refinancing, or just get a quick check-up on your current structure.  

    Read More

    What is a VA Renovation Loan and Should You Use It?

    You’re ready to take the plunge and purchase a home, but with skyrocketing real estate prices, your move-in-ready dream home might be out of reach.

    Read More

    6 Costly Mistakes Buyers Make When Shopping for the Best Interest Rate

    We recently wrote about how mortgage interest rates can have a direct impact on your purchasing power. Logic would follow that by shopping for the best interest rate, you’ll maximize your purchasing power, right?

    Read More

    5 key tips that help borrowers shop for their home loan!

    In an article on USA Today, Brian B. Simmons (CEO of AskaLender.com) breaks down 5 key tips to help borrowers shop for their mortgage and Borrow Wisely®. Here is the article which breaks it down in simple format.

    Read More